Six essential facts to know before getting a Title Loan:

Before getting a title loan in Virginia, make sure you know the following: 1. The maximum interest rate is between 17%-22% a month (204% – 264% APR). – That is very high. You can negotiate a lower rate, many lenders charge less than the maximum. 2.  The lender is not permitted to charge any loan origination fees. – They can … Read More

What do I do if I can’t repay my Title Loan?

Life is unpredictable and sometimes the unexpected can derail even the best plans. When you get a Title Loan, you borrow money from a lender using your vehicle as collateral. The lender usually puts their lien on the vehicle, and if you default on the loan they can and often will repossess the vehicle. If you have a Title Loan … Read More

Enjoy the 2017 Herndon Festival!

The Annual Herndon Festival this weekend. We hope everyone has a good time, be safe and have fun. FYI, we are closing at 2pm on Friday June 2nd, and will be closed Saturday and Sunday. Feel free to contact us through the website or by email. For more information on the festival, visit

How to get a Free Vehicle History Report

What is a Vehicle History Report? Whether you are shopping for a used car or planning on selling your car, access to a free vehicle history report can be invaluable.  Knowing your vehicle’s history can be important, especially if you plan on selling or trading it in.  Additionally, if you plan on purchasing the vehicle and the seller has not … Read More

What is a Title Loan?

What is a Title Loan? This is a question we get asked on a daily basis and in this post will do our best to answer it. In its simplest form, a Title Loan is a way for you to borrow money using the equity in your vehicle as collateral. You must own your vehicle and have no liens on … Read More

Last Minute Christmas Shopping Ideas

Today is December 20th, and for those you like me, that haven’t finished your Christmas shopping, here are a few last minute ideas that may be helpful.  Last year I got my shopping done early so didn’t have to worry about getting things last minute, but unfortunately this year I still have a few things to get.  The first idea … Read More

Tips for Getting a Title Loan in Virginia

Getting a Title Loan can be a difficult decision during a very difficult time.  If you are in the market for a Title Loan, here are some tips to avoid getting stuck with a loan that ends up causing more problems than its worth: Borrow only what you need.  A Title Loan in general is costly to pay back, and … Read More

Should I Join a Warehouse Club?

Does it make sense to pay money to a store just for the privilege of shopping there?  Some might think that ‘s crazy and a colossal waste of money that could be spent shopping elsewhere.  But the truth is: over a hundred million people do it!  Could it be right for you?  That is what we examine today. The main … Read More

How long should I keep my car?

This is a question people ask often, along with “How much more money should I spend on repairs?”   Every situation is unique, but there are some guidelines you can follow to help make sure you aren’t spending too much on an older vehicle or spending too much on an unnecessary car payment.  It is not unusual today to see vehicles … Read More

How to Save Money on Car Repairs and Maintenance.

Car repairs and maintenance can be costly and often happen at the worst possible times. Here are a few tips that can help save money on both repairs and maintenance. 1. For repairs, find an honest mechanic with reasonable rates. This can be either be an easy or a difficult task depending on your knowledge of the auto repair industry. … Read More

How to use a Truth in Lending Statement to shop for Title Loans.

A “Truth in Lending Statement” is a statement informing consumers of the actual cost of credit.  This is important because it allows you to compare the actual cost of different types of credit, different lenders, and different loan types.  Usually, on the first page of your loan agreement, you will notice a table with four cells on the first line. … Read More

Why is speeding dumb?

Unless your child has just been bitten by a mountain lion, and you are the driving to the nearest hospital to potentially save his life, speeding is dumb!  Granted, we live in one of the most traffic congested areas of the country, and frustration is the norm – but speeding is not the solution.  How many times have you had … Read More

What do I need to know before getting a title loan?

This is a great question that we get asked often; we will do our best to answer it in this post. The first thing you need to focus on, before you get a title loan, is: What is my role in this transaction?  Make sure you understand both your rights and responsibilities as a borrower.  Consider how, and if, you … Read More

Enjoy the Herndon Festival!

Fast Title Lenders hopes everyone enjoys the Annual Herndon Festival this weekend. Be safe and have fun. FYI, we are closing at 3pm on Friday June 3rd, and will be closed Saturday and Sunday. Feel free to contact us through the website or by email. For more information on the festival, visit

Innovative way to Sell your Car when you need Cash Now

One of our recent customers had an immediate cash need, and decided to meet that need by selling his car. However, he was very disappointed in the offers he received from the various car buying services; because he knew his car was worth a lot more. Yet, he needed the money now. After some innovative thinking, he approached us for … Read More

When Should I Consider a Title Loan?

Title Loans are often used for solving short term financial difficulties. If you have an unexpected expense, and your vehicle is your most valuable asset, a Title Loan is a quick and easy way to get the funds you need to solve your short term financial problem. Title Loans are not a long term solution for financial difficulties. Before considering … Read More

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