Can I get a Title Loan while still making Payments?

posted in: Title Loan Information

Generally, to get car title loan most title lenders require a lien free title to make the loan. If you are still making payments on a vehicle, then this means your title has a lien. The lienholder is the finance company you are making your payments to. There are, however, a couple of ways to get a title loan if … Read More

Car Title Loan or PayDay Loan?

posted in: Title Loan Information

Car Title Loans and Payday loans are often compared and contrasted. The truth is they are both very different loans. First, we’ll define car title loans. Then we’ll define Payday loans. And finally we’ll discuss the typical uses for each and compare benefits and risks. Car Title Loans Car Title Loans are secured loans where you borrow money using your … Read More

Title Loan Pros and Cons

posted in: Title Loan Information

Title Loan Pros and Cons – All loans have pros and cons. Car Title loans are no different. There are both advantages and disadvantages to getting a title loan. This article details the title loan pros and cons and, perhaps just as useful, how to mitigate most of the cons associated with car title loans. Additionally we cover what most … Read More

Car Title Loans – What they Really Cost

posted in: Title Loan Information

And why Title Loans are not Long term solutions. Car Title Loans are meant to be short term solutions to immediate financial needs that cannot be met with other low cost options. Car title loans are NOT long term solutions to financial problems and should not be used as long term solutions. In fact, car title loans are defined by … Read More

How do Car Title Loans Work? – Everything you need to know.

posted in: Title Loan Information

Car Title Loans are a way to borrow money against the equity in your vehicle. You pledge your vehicle as collateral in exchange for quick cash. The repayment terms and interest rates for car title loans vary widely form state to state and lender to lender. The fact that car title loans work differently in each state can make explaining … Read More

How to use a Title Loan to Increase your Credit Score

posted in: Title Loan Information

One of the key benefits of a car title loan is that they allow you to borrow money with no credit check. In addition to no credit check, most title loan companies do not report the loan to credit bureaus. This means the loan is not shown on your credit report. So, your credit score is unaffected by a title … Read More

How to get a Title Loan without a Title

posted in: Title Loan Information

Can I get a Title Loan without the car title? One of the main requirements for a title loan is the vehicle title. So, how do you get a car title loan without the title? This is question that is asked often. Can you get a car title loan without the car title? The obvious answer would be no, but … Read More

How to get a Title Loan without the Car

posted in: Title Loan Information

Car Title Loans are secured loans that use the vehicle as collateral. One of the key title loan requirements is the vehicle. Is it possible to get a title loan without the car? Yes, you can get a title loan as long as you own the vehicle and have a lien free title. The real question is can I get … Read More

Will a Title Loan Affect my Credit?

posted in: Title Loan Information

Generally, Title Loans do not require a credit check and therefor will not affect your credit score. Additionally, most title lenders do not report the loan to credit bureaus, so the transaction will not help or hurt your credit score. This is not the case for all title loans. To understand how a title loan can affect your credit score, … Read More

How to Estimate Car Title Loan Costs

posted in: Title Loan Information

Car Title Loans are a fast and easy way to use the equity in your vehicle to cover unexpected expenses. Many people use car title loans and visit a direct title lender without having an idea of what the actual costs of the loan are. Before applying for a car title loan, or visiting a title lender, we suggest estimating … Read More

Online Title Loans – Benefits and Risks

posted in: Title Loan Information

Online Title Loans are available to most customers today in slightly different formats. Some traditional lenders are offering what they call “Online Title Loans” that allow customers to complete part of the process online. Other lenders, some new to the industry, are offering what they call “No Inspection Online Title Loans”. With these loans, the entire process is completed online … Read More

Where can I get a Loan with my Car Title?

posted in: Title Loan Information

Car Title Loans are an easy way to get a loan with your car title. Vehicles have increased in price significant over the past 10-20 years. As a result, many people have equity in their cars after paying off their loans. This equity can be used as collateral for a car title loan, auto title loan, or title pawn. There … Read More

What do you Need for a Title Loan?

posted in: Title Loan Information

If you are looking for a car title loan on of the first questions you will ask is “What do I need for a title loan?”. Title loans are one of the easiest loans to qualify for because they are secured by the vehicle used for the loan. Like all loans, you will need to meet some criteria to be … Read More

Car Title Loan Interest – Rates and How the Work

posted in: Title Loan Information

Car Title Loans are popular short term loans for borrowing money using a vehicle. They are secured loans, meaning the vehicle is put up by the borrower as collateral for the loan. Car Title Loans have changed over the past several years. This article discusses those changes, as well as typical interest rates for title loans today and how interest … Read More

Completely Online Title Loans No Inspection or Store Visit

posted in: Title Loan Information

Completely online title loans with no inspection and no store visit are fairly new to the title loan industry. These are also know as “100% Online Title Loans with no Store visit”. As we have written about before, these types of loans have both benefits and risks (advantages and disadvantages). If you are new to title loans it is worth … Read More

No Credit Check Title Loans

posted in: Title Loan Information

Car Title Loans are one of the fastest and easiest loans to get; both approved for and funded. The reason: No credit check is required for title loans. Your car is your credit. Title loans are secured by your car so no credit is needed. If you are new to car title loans it is worth learning how car title … Read More

Title Loans Today

posted in: Title Loan Information

Title Loans today are different than they were even just a few years ago. Compare them to 9-10 years ago, and there are significant differences. This is to be expected as many loans and credit instruments have changed and evolved over the years. Considering the technology improvements over the past decade, title loans have been fairly slow to adopt features … Read More

How do Online Title Loans Work?

posted in: Title Loan Information

Car Title Loans have been a valuable option for many consumers without access to other forms of credit or large savings accounts. As more services are offering online options, so are title loans. This makes getting a title loan online a viable option for most consumers. They are used to bridge short term funding shortages and cover emergency expenses. The … Read More

Are Title Loans Worth It?

posted in: Title Loan Information

Title loans can be a great option for immediate funding that sever as a solution for many. For others, they can be a poor decision resulting in excessive interest charges. Sometimes these charges can exceed the value of the car, and in worse cases title loans can result in losing the vehicle. So, how do we know if title loans … Read More

Can I get Cash using my Car Title?

posted in: Title Loan Information

When you have an emergency expense and no other readily available source of funds, there may be a source you overlooked. Your vehicle. Cars, Truck, and SUVs have increased in cost significantly over the past two decades and more people have a significant amount of equity left in their vehicle after paying it off. If you have a vehicle with … Read More