Waiting for a Tax Refund?

It is tax time again and hopefully you’re in the category of those expecting a refund versus the other category of having to cut a check to the IRS.  In either case, we may be able to help by providing a title loan. Expecting a Refund – If you are expecting a refund and need access to the funds now, … Read More

Six essential facts about Title Loans:

Before getting a title loan in Virginia, make sure you know the following: 1. The maximum interest rate is between 15%-22% a month (180% – 264% APR). – This is very high. You can negotiate a lower rate, and many lenders charge less than the maximum.  Take the time to call lenders in your area and ask what they charge.  … Read More

What do I do if I can’t repay my Title Loan?

Life is unpredictable and sometimes the unexpected can derail even the best plans. When you get a Title Loan, you borrow money from a lender using your vehicle as collateral. The lender usually puts their lien on the vehicle, and if you default on the loan they can and often will repossess the vehicle.  If you have a Title Loan and … Read More

Enjoy the 2017 Herndon Festival!

The Annual Herndon Festival this weekend. We hope everyone has a good time, be safe and have fun. FYI, we are closing at 2pm on Friday June 2nd, and will be closed Saturday and Sunday. Feel free to contact us through the website or by email. For more information on the festival, visit www.herndonfestival.net.

How to get a Free Vehicle History Report

What is a Vehicle History Report? Whether you are shopping for a used car or planning on selling your car, access to a free vehicle history report is an important resource.  Knowing a vehicle’s history can be important and is essential if you expect to accurately value the vehicle.  If you are purchasing a vehicle, you will want to know … Read More

Last Minute Christmas Shopping Ideas

Today is December 20th, and for those you like me, that haven’t finished your Christmas shopping, here are a few last minute ideas that may be helpful.  Last year I got my shopping done early so didn’t have to worry about getting things last minute, but unfortunately this year I still have a few things to get.  The first idea … Read More

Tips for Getting a Title Loan in Virginia

Getting a Title Loan can be a difficult decision during a very difficult time.  If you are in the market for a Title Loan, here are some tips to avoid getting stuck with a loan that ends up causing more problems than its worth: Borrow only what you need.  A Title Loan in general is costly to pay back, and … Read More

Should I Join a Warehouse Club?

Does it make sense to pay money to a store just for the privilege of shopping there?  Some might think that ‘s crazy and a colossal waste of money that could be spent shopping elsewhere.  But the truth is: over a hundred million people do it!  Could it be right for you?  That is what we examine today. The main … Read More

How long should I keep my car?

This is a question people ask often, along with “How much more money should I spend on repairs?”   Every situation is unique, but there are some guidelines you can follow to help make sure you aren’t spending too much on an older vehicle or spending too much on an unnecessary car payment.  It is not unusual today to see vehicles … Read More

How to use a Truth in Lending Statement to shop for Title Loans.

A “Truth in Lending Statement” is a statement informing consumers of the actual cost of credit.  This is important because it allows you to compare the actual cost of different types of credit, different lenders, and different loan types.  Usually, on the first page of your loan agreement, you will notice a table with four cells on the first line. … Read More

Why is speeding dumb?

Unless your child has just been bitten by a mountain lion, and you are the driving to the nearest hospital to potentially save his life, speeding is dumb!  Granted, we live in one of the most traffic congested areas of the country, and frustration is the norm – but speeding is not the solution.  How many times have you had … Read More

What do I need to know before getting a title loan?

This is a great question that we get asked often; we will do our best to answer it in this post. The first thing you need to focus on, before you get a title loan, is: What is my role in this transaction?  Make sure you understand both your rights and responsibilities as a borrower.  Consider how, and if, you … Read More

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