The Truth About Title Loan Costs

How much does a title loan cost? There are some articles attempting to answer this question, with a lack of information and some misconceptions about title loans. The first misconception is that Title loans must be repaid in 30 days. This is not completely accurate as many states now offer monthly term loans with repayment terms of up to several … Read More

Online Title Loans – Benefits and Risks

Online Title Loans are available to most customers today in slightly different formats. Some traditional lenders are offering what they call “Online Title Loans” that allow customers to complete part of the process online. Other lenders, some new to the industry, are offering what they call “No Inspection Title Loans”. With these loans, the entire process is online with no … Read More

Car Title Loans – What you need to Know

Car Title Loans are often a topic of controversy. They are an important lifeline that helps solve short term financial difficulties for some. For others, they are a spiral of seemingly never ending interest and fees. Those who use them responsibly rely on the needed short term cash to make it through difficult times. For others who do not; they … Read More

The Truth about Title Loan Alternatives.

There are quite a few articles online detailing the “alternatives to title loans” that provide no real alternative. If you are considering a title loan and looking for alternatives you have probably read a few of these and been disappointed with the information provided. We provide some real, actionable alternatives in this article with some useful information about title loans. … Read More

Should I Join a Warehouse Club?

Does it make sense to pay money to a store just for the privilege of shopping there?  Some might think that ‘s crazy and a colossal waste of money that could be spent shopping elsewhere.  But the truth is: over a hundred million people do it!  Could it be right for you?  That is what we examine today. The main … Read More

How to use a Truth in Lending Statement to shop for Title Loans.

A “Truth in Lending Statement” is a statement informing consumers of the actual cost of credit.  This is important because it allows you to compare the actual cost of different types of credit, different lenders, and different loan types.  Usually, on the first page of your loan agreement, you will notice a table with four cells on the first line. … Read More

Why is speeding dumb?

Unless your child has just been bitten by a mountain lion, and you are the driving to the nearest hospital to potentially save his life, speeding is dumb!  Granted, we live in one of the most traffic congested areas of the country, and frustration is the norm – but speeding is not the solution.  How many times have you had … Read More

Vegetable Garden for Less than $1.00

Spring is taking its time arriving this year, but there is something you can do right now to start producing your own vegetables this summer. And you can begin your garden for less than $1.00. You don’t have to buy those seed starter kits that cost too much and aren’t really necessary. Simply take a left over egg crate and … Read More

How to get the most for your trade-in.

If you are in the market for a new or pre-owned vehicle and plan on trading in your current vehicle, here are a few tips to help you get the highest value for your trade in. Clean your vehicle or have it cleaned prior to going to the dealership.  This might seem obvious but many people don’t. Know what your … Read More

What is my Car Really Worth?

If your thinking about trading in your car, purchasing full coverage insurance, or selling your car, it is important to know what it is really worth.  Having a vehicle with a large amount of equity can also be a financial safety net for emergencies.  To understand what your vehicle is really worth you first need to understand how vehicles are … Read More

“I’ll Take Water Please”

A very simple and effective way to save money is to forego the soft drink when you are dining out, especially at fast food places. Most of the time, these drinks are $2-3 which can add up significantly over time. Let’s say you eat out 5 times a week, and skip the drinks, you can save $50 a month. Invest … Read More

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