Fast and Easy Car Title Loans in Florida
Need fast cash? As long as you have a vehicle with equity a car title loan in Florida is an option to consider.
- From $100 to $10,000 plus
- No Credit Needed
- Instant Online Approval
- Direct Deposit Same Day
Car Title Loan Benefits in Florida
Fast Cash
Get the cash you need with a car title loan in less than 24 hours.
Keep Driving
Unlike a car title pawn, keep driving your car while making payments.
Best Rates
Keep more money in your pocket with the best interest rates.
100% Online
No need for a store visit or inspection, completely online title loans.
How do Title Loans in Florida Work?
Find out About the Title Loan Process in Florida
Title loans are widely available in Florida including Orlando, Miami, Tampa, Jacksonville, and other major cities. They work differently than other states with some important distinctions to keep in mind when shopping for a title loan in Florida. A car title loan in California will work very differently, for example.
- Loan terms are limited to 30 days. You will need to repay the full loan amount within 30 days of borrowing.
- Roll overs are permitted. This means you can extend the loan; but keep in mind roll overs can get costly.
- Interest rates are limited to:
- 30 percent per annum computed on the first $2,000 of the principal amount,
- 24 percent per annum on that part of the principal amount exceeding $2,000 and not exceeding $3,000, and
- 18 percent per annum on that part of the principal amount exceeding $3,000.
What this doesn’t show is the fees that a title loan in Orlando or Miami may require. The lender sets the fees within state limits, however they can get excessive.
Interest and Fees for Title Loans in Miami Florida
Just like any other location, the most important decision you can make when getting a Florida car title loan is choosing your lender.
Not all lenders are created equal and many charge excessive fees. Be sure to read reviews to find out how a lender treats their customer and what they really charge.
How it Works
Fast Title Lenders helps you save time and money with fast title loans in Florida. The process is simple and easy with three high level steps:
Apply for a Title Loan Online
The first step in the online title loan process is apply online. The application process is usually fast and easy.
Complete Loan Agreement
Make sure to read the loan agreement in full before signing. Get the best title loan for your situation.
Get Funds Direct Deposit
Once completing your title loan direct deposit is a common funding method; checks can be mailed also.
Car Title Loan uses in Florida
The proceeds from a title loan can be used for any reason. Some of the common reasons borrowers get a title loan in Arizona include:
General Expenses
Many people get title loans in Florida to cover general expenses until they have time to get the funds from another source. Having equity in a vehicle makes it easy.
Car Repairs
The cost of car repairs and even general maintenance in Florida can be expensive. When an unexpected car repair comes up, a title loan can help pay for the repair to keep your vehicle on the road.
Medical Bills
Medical expenses can also be significant in Florida with a variety of factors determining the actual cost of the visit. Car title loans can be used as a short term solution for paying medical bills.
Home Improvements
Just like other services even a small home improvement can cost quite a bit in Florida. Having equity in your vehicle makes it easy to go through with a home improvement using the proceeds from the loan.
Title Loan Locations in Florida
Car title loans are available in nearly every city in Florida with locations across the state. Choose the car title loan place nearest you to find out more:
- Jacksonville
- Orlando
- Miami
- West Palm Beach
- Tampa Bay
- Bradenton
- St Petersburg
- Boynton Beach
- Miami Beach
There are also locations in many other states. Find out more about the different Fast Title Lender title loan locations.
Frequently Asked Questions
Yes, in Florida completely online title loans are a convenient option. Simply apply now to find out more.
The benefit of a Florida car title loan is they are secured by the equity in your vehicle. This means the loan amount is based on your vehicle value, not your credit score.
There is no prepayment penalty with title loans. This means you can pay your loan in full at any time to save on interest charges.
Yes, in Florida completely online title loans with no inspection are often funded by direct deposit. Also in Florida funding methods can include a debit card and check.