Fast Title Lenders specializes in car title loans for late model cars.
Title Loans - Fast Title Lenders
Fast Title Lenders specializes in car title loans. We started Fast Title Lenders to provide our customers with an alternative to access the equity in their vehicle.
- Lowest Interest Rates - use our title loan calculator.
- Private and Discrete - No credit check, no information sharing.
- No Pre-set Limit - Borrow what you need based on vehicle value.
- Fast and Easy - Same day cash.
- No Fees - No loan origination fee, no pre-payment penalty.
Use the equity in your vehicle to get the cash you need today. Start the easy process now by filling out the online inquiry form.
Fill out the Online Inquiry for more information about our Title Loans. We will contact you shortly:
Need emergency cash? We have the lowest rate car title loans in Northern Virginia (VA).
Looking for a title loan but don't want to pay back more interest than what you borrowed? We can help, inquire online now to find out more about our fast and easy process.
We started Fast Title Lenders to provide a better option to the typical title lenders that charge 15% - 22% per month interest.
Quickly access the equity in your vehicle for emergencies, unplanned expenses, or any other reason. Our streamlined process includes same day approval and only takes about 30 minutes.
Get the cash you need quickly with no credit check.
We specialize in providing higher value loans with lower monthly payments. With no pre-set limit, borrow what you need.
What makes us different?
Fast Title Lenders is located in downtown Herndon, Virginia (VA), and it is our goal to be the best title loan company in the Northern VA area. Here is a brief summary of our advantages:
1. We keep our expenses low and pass that savings on to the customer; therefor ensuring we provide every customer with the cheapest loans possible.
2. We follow all laws and regulations, and do not offer unregulated loans. We care about our reputation. More information about VA laws is detailed in the Borrowers Rights and Responsibilities pamphlet.
3. No fees! There are no hidden fees of any kind; no loan origination fee, no lien fee.
4. The average loan we make is $4,000; which results in a savings of over $200 a month on a 12 month loan. That is a total savings of over $2,400 using 15% per month (180% APR) as the rate our competitors charge (some charge even more).
Is it worth a visit once to Herndon VA to save on your next loan?
View our 5 Star Reviews and see what are customers are saying about us.
Looking for a the best place to get a title loan, with the lowest payments? See our location.
More Information is Better:
Our philosophy is to provide our customers with as much information as possible before they visit us. We prefer to give our customers the answers they need to make a good decision. Our calculator produces a full payment schedule, and we have several pages with explanations about how the process works.
Virginia specific information:
The laws in VA are different from other states. The VA Disclosure provides the borrowers rights and responsibilities document developed by the state.
Interest rate information:
The interest rates for title loans in VA are quoted in monthly terms instead of the usual APR. This can be confusing, it is important to understand how title loan interest works.
Cost Related information:
Vehicle Value Information:
It is important to know the fair market value of your vehicle. Our blog post details how you can determine what your car is really worth.
Still have a question? Feel free to contact us for more details.
Title Loan Requirements:
Our requirements are similar to other lenders, however we do require:
- Full coverage insurance, and
- Proof of income.
We do not check credit and do not report any transactions to credit bureaus. With no pre-set limit on the amount we lend, one of our specialties includes higher limit loans at lower rates for those with a significant amount of equity in their vehicle.
Typically, the vehicles we are able to lend on are less than 10 years old with less than 100k miles.
We do lend on older vehicles assuming there is enough fair market value to justify the loan. These vehicles include classic cars, luxury cars, and vehicles with low mileage.
Additionally, because we are located in Virginia, we do require borrowers to meet the VA title loan requirements.
Some of the main reasons for choosing a title loan include:
Some of our customers want to avoid a hard inquiry on their credit report. We do not check our customers' credit, and we do not report the transaction to any credit reporting agency. One of the biggest factors that impacts a credit score is the debt ratio. Some of our customers get a car title loan with us in order to payoff credit card debt, which allows them to increase their credit score prior to making a big purchase like a home. If this is important to you make sure to check with your lender about whether or not they report the loan to the credit bureaus.
Time is often a big factor to many of our customers. Some customers do not have time to wait for their bank or other creditor to review an application and process a loan. With a title loan, the process is usually completed in less than an hour. In Virginia, the funds are dispersed as soon as the loan is processed. For customers with an emergency this is very important. Again, if this is important to you check with your lender (most in Virginia provide funds the same day).
We do not report any transaction to the credit bureaus, and we do not share or sell any personal information with any third party. Some borrowers need short term cash, have equity in their vehicle, and prefer not to be added to calling and mailing lists. We respect our customers' privacy. If this is important to you check with your lender to verify they follow the same process. I personally hate it when a company I do business with shares or sells my contact information. As soon as that happens the junk mail and calls from telemarketers start and never seem to stop.
Sometimes it is just plain easier and more convenient to get a title loan than to get funds through other methods. A personal loan from a bank can take time and can require a significant amount of time. For customers that plan on paying the loan off in less than 12 months, the convenience factor is more important than the interest rate. We accept multiple payment methods, which allows you to conveniently make your payments without having to visit us every month.