Title Loan Requirements:

The requirements for getting a loan with us include:

  1. A lien free title - the vehicle must be fully paid for with no liens.
  2. A valid Drivers License - you must be at least 18 years of age.
  3. Proof of Insurance - full coverage insurance is required.
  4. Proof of Income - typically the two most recent pay statements.

Our requirements are similar to other lenders, however we do require full coverage insurance and proof of income.  We do not check credit and do not report any transactions to credit bureaus.  With no pre-set limit on the amount we lend, one of our specialties includes higher limit loans at lower rates for those with a significant amount of equity in their vehicle.