Title Loan Requirements:

 

Our requirements are similar to other lenders, however we do require full coverage insurance and proof of income.  We do not check credit and do not report any transactions to credit bureaus.  With no pre-set limit on the amount we lend, one of our specialties includes higher limit loans at lower rates for those with a significant amount of equity in their vehicle.

Typically, the vehicles we are able to lend on are less than 10 years old with less than 100k miles.  We do lend on older vehicles assuming there is enough fair market value to justify the loan.  These vehicles include classic cars, luxury cars, and vehicles with low mileage.

Additionally, because we are located in Virginia, we do require borrowers to meet the VA specific requirements.