Title Loans

Title Loans:

Title loans are our specialty.  We provide our customers with a quick and easy way to turn their vehicle’s equity into cash. 

Looking for a title loan but don’t want to pay back more interest than what you borrowed?  We can help with with our low rate discount title loans.  Get fast access to cash using your vehicle, the same day with no credit check. First, decide whether or not a title loan is the best solution for you.  Find out how much a title loan will cost, how long the repayment period will be, and what you can afford to repay.  


Vehicle Title Loans:

Fast Title Lenders specializes in vehicle title loans at the lowest interest rates. We offer our low interest title loans on a variety of vehicles including:

  • Cars
  • Trucks
  • SUVs
  • Motorcycles
  • Classic Car

Additionally, we provide the best online title loans with the same benefits. Our motorcycle title loans and classic car title loans also provide the same low rates with now fees. 

Quick Title Loan Calculator

Loan Calculator Input:

Loan Amount:
Competitors Monthly Rate %:
Enter Loan Term in Months:

Loan Calculator Results:

Your Monthly Payment:
Monthly Rate:
Your APR:
Competitor Payment:
Competitor APR:
Monthly Savings:
Total Loan Savings:
See the Title Loan Calculator for a full payment schedule.

Title Loan Requirements:

Getting a title loan with us is easy.  The loan amount is based on the vehicle value and your ability to repay the loan.  We do require borrowers to have some form of income to be able to repay the loan.  We work with every customer to make sure we provide a loan that is affordable.  When applying online make sure you have:

  1. A lien free title
  2. Valid drivers license
  3. Proof of insurance
  4. Proof of income
Depending on the value of the loan, full coverage insurance may be required.  If you have a vehicle with a significant amount of equity, it is likely you already carry full coverage insurance to protect your investment.  If not, it can be added quickly if necessary. Learn more about title loan requirements. For those who prefer, we also offer Online Title Loans.

Title Loans Credit:

One of the benefits of a loan is your car is your credit. This means you can still get a loan if you have:

  • Bad credit
  • No credit history
  • A low credit score
  • Or just prefer privacy
Some customers get a Title Loan to pay off their credit card debt prior to a large purchase like a home.  If the lender does not report the loan to credit bureaus, this can help increase their credit score by decreasing their outstanding debt without adding a loan on their credit report.

Vehicle Title Loan Interest:

Title Loan interest rates in many states are quoted in monthly terms instead of the usual APR.  This can be confusing, it is important to understand how title loan interest works.

Title Loan APR – make sure you understand the difference between monthly and annual percentage rates.  Once that is clear, then learn how each loan is amortized to get a detailed understanding of how your payments will be applied each month.  Knowing this information before you get a title loan will help you evaluate different title loan estimates and interest rates.

Vehicle Title Loan Costs:

We developed the title loan calculator to make it easier for our customers to find out exactly what their costs are. This includes providing our customer’s with a title loan quote, APR, payment schedule, and interest rate online in real time. Additionally, we published a detailed guide on title loan costs that includes rates, fees, and tactics.

Want an accurate Title Loan Quote?  Use our calculator. The amortized payment schedule displayed is the same one we use in our loan agreements.

Need to compare lenders? Use the comparison calculator to compare two car title loans at the same time.