Title loans are available for a variety of vehicles. This allows you to borrow money, quickly, using the equity in your vehicle as collateral. Get the fast cash you need now without the need for good credit.
Title loans can be costly, especially if you choose a lender that charges very high rates. Looking for an online title loan but don’t want to pay back more interest than what you borrowed? Lower rates which equal lower payments for the same loan. Why pay more?
Title Loan Information
Needing a title loan can be stressful. Make sure you are a good title loan candidate prior to moving forward with one. This includes determining the cost of the loan, the benefit you will gain, and comparing them by performing a simple cost benefit analysis.
This is the type of information and preparation required to get the best online title loan for your situation. Borrowing the max you qualify for should not be the goal. Borrow only what you need to minimize the total loan cost.
Finding the Best Title Loan
As you search for the best title loan you’ll find plenty of sites plastered with forms encouraging you to apply for a loan prior to providing you with any information about what a title loan is or how one works. Use your own judgement and only apply when you’re ready.
These forms are often accompanied by claims to get you the most cash instantly, without any information on what that would actually cost you.
We highly recommend taking a little time to understand how title loans work and determining whether or not one is right for your situation prior to applying for one.
This may seem like common sense, but with an emergency or urgent expense the need to resolve the issue quickly often leads to a quick decision. Sometimes these quick decisions result in a very high cost loan. Do yourself a favor and find out what you need to about any loan before moving forward.
Once you’ve decide the title loan is worth it, then figure out the optimal monthly payment and repayment period. Obviously, make sure the monthly payment is affordable. Title loans are secured loans, so your vehicle can be repossessed if you default on the loan.
If you cannot afford to repay the loan do not proceed with getting one. This will only complicate your situation further instead of solving a problem.
Types of Title Loans
Title loans fall into several categories and can be for several types of different vehicles. Find out more about each type of vehicle title loan below.
Car Title Loans
Car title loans are the cost common type. They don’t have to be costly, complicated, or difficult. Finding the best title loan company can make it easy to get a car title loan to cover any emergency expense or need for short term cash.
Find out more about our Car Title Loans and what makes us the best car title loan place.
Classic Car Title Loans
Classic cars often have a significant amount of value or equity. Some lenders have arbitrary year cutoffs which can make it difficult to get a loan on a classic car.
Have a classic car that you don’t want to sell? We understand many classic cars are very difficult to replace. A title loan is a way to use the equity in the car without having to sell it.
Considering many classic cars appreciate in value we also understand wanting to keep them. Classic car title loans let you borrow against the equity and keep the car.
Find out more about Classic Car Title Loans and what makes us the best place to get a classic car title loan.
Motorcycle Title Loans
Motorcycles can also be used for title loans assuming you have a free and clear title. This allows you to use your motorcycle title to get the cash you need.
Get a motorcycle title loan online with a fast and easy application and same day funding.
Find out more about Motorcycle Title Loans.
Truck Title Loans
Trucks can also be used for title loans. Some trucks have a significant amount of equity making them excellent title loan candidates.
One challenge with truck title loans is for work trucks. Often owners have work trucks titled in the business name. Title loans are short term personal loans, so this can cause a problem in many states. In these cases, the truck will need to be titled in your name, and not the business name.
Find out more about Truck Title Loans.
Online Title Loans
More services can be completed online today. Each of the different types of auto title loans can be completed online. This includes cars, motorcycles, trucks, and classic cars. Most online title loans can be done fast and easy.
This includes both 24 hour and same day title loans. Funding timeframes can be a critical factor especially for emergency expenses.
Find out more about how to get a car title loan online.
Title Loan Requirements
All vehicle title loans have specific requirements that all borrowers need to meet prior to obtaining the loan. These requirements include a lien free title, valid ID, proof of insurance, and other lender and vehicle specific items.
Prior to applying for a loan make sure to review the requirements and be sure you can meet them. We recommend collecting the necessary information and documents and putting them in a single place to make the process easier.
Find out more about what is required for a Title Loan.
Title Loan Process
The title loan process is streamlined and optimized to facilitate fast and easy title loans. It starts with an instant online application, then the loan is approved, and finally funded.
Following loan funding you make your payments. After the final payment you get your title back. This is a very quick explanation of the process; for more information review it in detail.
Find out more about the process for getting a title loan.
Title Loan Calculator
Finding title loan costs can be a challenge. This is the primary reason we developed our title loan calculator. The tool allows you to enter any loan amount, 24/7, and get a real time estimate. Details include the full payment schedule estimate.
Find out more about the Title Loan Calculator.