Car Title Loans

  • Lowest Interest Rates
  • Fast and Easy
  • 100% Online Options
  • Keep Driving
  • No Credit Check


Fast Title Lenders specializes in Car Title Loans. This allows us to offer lower interest rates which equals lower payments for the same loan.  We have been serving customers for years and helping them use car title loans to meet their short term financial needs. 

Over the years we have streamlined, optimized, and improved the car title loan process. This results in helping ensure we provide every customer with the right service and the best car title loans. 

Car Title Loan Candidates

Sometimes, a car title loan is not the best option for your situation. Some lenders make it seem like car title loans are the answer to all your financial problems; this is simply not true.

To be the right solution the borrower should meet the criteria required to be considered a good candidate for a car title loan. Find out if you make a good title loan candidate.

If you own your vehicle and need a car title loan at a better rate then you are in the right place. This is what makes us the best place to get a car title loan.


What is a Car Title Loan?

It is important to understand both what a car title loan is; and what a car title loan is not. A car title loan is a way to borrow money using the equity in your vehicle.

This means your car’s value is used to determine the loan value; not your credit score. 

Car title loans are also known as title pawns, auto title loans, and pink slip loans.  These other names are often used to describe the same, or very similar, loan.  They are short term loans that are secured by your vehicle.

Car Title Loans are not long term solutions to financial problems. Trying to make a car title loan a long term loan results in excessive costs and loans that are very difficult to repay. Use our car title loan calculator to compare different loan terms to see this illustrated.

Car Title Loan Experts

During the past several years we have become car title loan experts. We incorporated a number of efficiencies into the car title loan process to make it both faster and easier for customers. 

We refined the process and streamlined the easy online application. If you are shopping for a car title loan, then you have found the best place to get a title loan and one of the best title loan companies. 

Easy Car Title Loans

Fast Title Lenders makes car title loans fast and easy.  First, inquire online by filling out a very easy form. 

This will let you decide whether or not you can afford the payment for your desired loan amount. An easy car title loan is one that is also easy to repay.

Your vehicle is collateral for the loan and you make monthly payments based on the loan term. The fact that your car is the collateral for the loan makes it important to be able to make your payments on time.  Always make sure your car title loan is affordable.

Get a Better Car Title Loan

Making car title loans easy is another benefit of streamlining the process, lowering costs, and making payments easier.

As we incorporated these improvements the entire process became easier for the borrower. This means a better car title loan with lower payments.

Most customers need emergency cash and do not have time for an extensive drawn out process. We understand the need for same day car title loans. 

Fast Title Lenders Car Title Loans

Fast Car Title Loans

We specialize in fast car title loans. When you’re ready to move forward we will help ensure your car title loan moves quickly and get you the cash you need fast.

Easy Car Title Loan Application

Ready to apply?  Simply fill out our easy Online Car Title Loan Application.  There is no fee, no credit check, and it only takes a couple of minutes.

Same Day Cash for car title loans

Once you apply and complete the car title loan process your loan is funded quickly.  In many cases it only takes about 30 minutes. This means same day title loans. 

Best Place to get a Car Title Loan:

Looking for the best place to get a title loan? The advantages we provide make us the easy choice for your next car title loan. Why pay more for the same loan?  If you are considering a car title loan then you will want to understand the related costs; before signing a loan agreement.  

Many title loan companies claim to be the best place to get a title loan. Do your own comparison and choose the lender that makes the most sense for you.

Finding the Best Car Title Loan Place:

Best Car Title loan Place

Finding the best place to get a car title loan means finding the right lender with the right solution. Some customers assume all lenders are equal; this is definitely not the case.

Interest rates can and do vary quite a bit, making your choice of a lender an important one. Your choice of lender can make the difference between having a good experience and a bad one. Finding the best car title loan place helps make sure you solve your short term financial difficulties,

On the other hand, the wrong lender, with very high rates, can lead to a bad experience that only compounds your short term problems and turns them into a long term issue.  Always find out the cost details before moving forward with a car title loan.

Features of finding the Best Car Title Loan Place:

There are several benefits of getting a car title loan versus other types of loans.  As the best car title loan place a few include:

1. Speed – Car title loans are one of the fastest ways to borrow money rapidly using your vehicle. 

2. Privacy – Assuming you choose a decent lender, they will respect your privacy. Make sure to let the lender know privacy is important to you.

3. Credit – Your car is your credit with a car title loan. No credit check.

4. Easy – The paperwork and related requirements are fairly easy when compared to other loans. 

5. Keep your Car – Unlike pawning your car, with a car title loan you keep and continue to drive your car.

Costs make us the best place to get a title loan:

Best Place to get a Title Loan

Many of our competitors, and many title lenders in general, charge the maximum allowable rate.  This varies depending on the state, but is still very high in most states.  Lower rates result in three very important benefits:

  1. The same loan amount with a lower payment.
  2. A larger loan amount with the same payment.
  3. You can pay off your loan much faster.

Additionally, by specializing in car title loans with no pre set year restriction; this means the focus is on the value of the car and not the year. Our specialties include classic and collector car, as well as luxury car title loans. Often, these vehicles can have a significant amount of equity despite being older than same title loan company’s year cutoffs.

Financial Solutions, not Problems

Please take the time to make sure you end up with a solution and not a bigger problem.  Read the information on our site and others, use our title loan calculator, and get several quotes from several lenders. 

Finding the best place for your car title loan is critical to ensuring your title loan is affordable. Likewise, getting an affordable car title loan is critical to being able to repay the loan.

Car title loan terms and interest rates can vary significantly from lender to lender making it essential to do your research before signing a loan agreement.

Accurate information relating to car title loans, how they work, risks and benefits, and costs is key to being able to determine whether or not a car title loan can be a solution to your short term financial needs. 

Some car title loans cannot be refinanced, so getting the best car title loan the first time is critical to ensuring your payments are affordable over the loan term. Your vehicle is collateral for the loan so making your payments should be a priority.

How much can I borrow, versus How much will this cost?

Most lenders try to keep you focused on the first question when looking for a car title loan, which is usually “how much can I borrow with a car title loan?”  While this is important when you have an emergency expense to cover, it is definitely not the only question you need to ask.  

Some lenders will keep your attention focused on getting the “maximum” for your car regardless of the cost. Visit car title lenders’ sites and you will find plenty “How much Cash can I get?” forms promising to get you the most cash for your car. 

The problem with this is, most of the time, they don’t spend any time on a much more important question, “how much will this cost me?”  When you visit lenders’ sites it is more difficult to find “Here are our costs”. This information can be and often is difficult to decipher.  

Our Car Title Loan Calculator Answers this Question

We decided that providing cost related car title loan details was critical to the car title loan process. So we built our car title loan calculator to allow you to calculate any title loan. The calculator provide a real-time estimate of your monthly payment and the full real time repayment schedule. 

As a general rule, if the loan costs you more than double what you borrowed over a 12 month term, you are probably paying too much with a lender charging very high rates.  

Car Title Loans the Same Day:

As mentioned, time is often a critical factor for many borrowers. This makes getting a title loan the same day important. 24 hour title loans are available online.

In addition to fast same day service, we offer lower rates which results in much better deal for the borrower.  When shopping for a title loan you should find out the interest rate before visiting the lender.  

Keep in mind that car title loan interest rates are quoted in monthly terms instead of the more common APR.  This means a 15% monthly rate loan has an APR of 180%.  

Our detailed guide on title loan interest explains exactly how interest accrues and is calculated. Further, our car title loan calculator provides a real-time same day title loan quote.

Car Title Loans Near You:

Car title loans commonly accompany emergencies and urgent expenses that need to be addressed very fast.  This makes finding a title loan near you, or the closest title loan place, your first instinct. 

Often, car title loan customers simply search for “car title loans near me” and visit the closest lender without doing any research. The assumption is that all title lenders are the same. This couldn’t be further from the truth. 

Car title loan interest rates can and do vary widely from lender to lender. This makes shopping for a title loan worth it. It also means simply going to the closest title loan place can result in a loan that may not have favorable terms.

In these cases, if you have already completed a title loan with high rates, you may want to consider refinancing the loan with a lender with lower interest rates.

Why to Avoid “Car Title Loans Near Me”:

The key reason to avoid a search for “car title loans near me” is the cost of a title loan. Shopping for a car title loan can be an intimidating process, but it is necessary if you want to find the best deal. 

This means avoiding a simple search for the closest lender and taking some time the find the best title loan from a reputable lender. A quote or estimate from multiple lenders will help ensure you don’t overpay for the loan.

Finding the best place to get a title loan will save you a significant amount of money in saved interest.  It is also critical to avoiding the negative experiences that some title loan companies are known for. 

Discount Car Title Loans:

We offer discount car title loans with lower payments. For the loan to be affordable, it needs to have payments that you can afford each month without question. Missing a car title loan payment can result in a default and losing your vehicle.

Additionally, before moving forward with a car title loan, it is important to understand how interest works. We hear too often from customers that they signed a contract but did not understand how interest was charged. 

Most people do not understand how interest accrues daily, which can lead to not understanding how your day to day balance is calculated. Understanding this helps ensure there are no surprises.  It also helps with understanding how any loan works.  Amortization is not complicated, but does require learning some basic concepts. 

Car title loan interest is calculated the same way other simple interest loans are calculated.  Interest usually begins accruing the day the loan is initiated, and, like other loans, the longer you keep the loan the more interest you will pay. 

What do I need to get a discount Car Title Loan?

Getting a discount car title loan usually is quick and easy.  Just make sure you have a vehicle, a lien free title, a valid drivers license, proof of if insurance, and proof of income.  

Proof of income helps to ensure customers can afford their monthly payments.  Once you meet the car title loan requirements you are ready to apply online.

Fast Car Title Loans

Car Title Loans Approved Fast
Car Title Loans Approved Fast

Many car title loans are used for emergency or urgent funding needs when other options are not available. This means a fast car title loan is important. Fast Title Lenders understands that waiting for a loan to fund is usually not an option. 

While many companies advertise instant online title loans, we let our customers know car title loans are not instant, but are usually fast. In most cases online title loans fund the same or next day depending on how fast you can complete your application. Rapid and same day funding for online title loans is common.

How do I get a Fast Car Title Loan?

Car title loans are fast compared to most other loans (with the exception of other fast loans). To help ensure your loan is funded as fast as possible have all of your information ready prior to applying.  This will cut down on any possible delays and help to get a title loan in the shortest amount of time. 

This includes making sure you have your lien free title, drivers license, proof of insurance, and proof of income ready. For online title loans with instant approval make sure you have vehicle pictures or the ability to quickly take them.  

If you have these items in multiple locations, find them and consolidate them into a single file. Have them ready when you apply to get your loan funded as fast as possible. 

Credit Requirements

One of the benefits of car title loans is that your car is your credit. Therefor, a good credit score or lengthy credit history is not required to get the best title loan. This is also one of the reasons that make us the best place to get a title loan.

Do Car Title Loans Require Credit Checks?

Car title loans are secured by the vehicle. This makes them easy to get approved for. It also removes the need for a hard inquiry on your credit report (for most lenders). No credit check title loans are easy with Fast Title Lenders, we do not check credit.

It is important to note that some lenders do perform credit checks. They will need your permission to do so. Regardless, if a no credit check title loan is important to you, make sure to check with your lender.

Online Car Title Loan Options

Car title loans online are now available in many states. There are different types, including online title loans with inspection, and completely online title loans with no inspection.  These do not require any visit to a brick and mortar lender. The entire process, from application to funding, is completed online. 

How to get a Car Title Loan Online

Getting a car title loan online is easy. There are a few additional requirements, such as vehicle pictures, and a slight change in the title loan process. Typically, a car title loan online can be completed within 24 hours.

To start the online title loan process simply fill out the easy online application. We usually recommend using the simple car title loan calculator to get an estimate and decide on a loan amount, term, and payment that meets your need.

Additional Resources:

A car title loan is designed to be a short term financial solution.  Fast Title Lenders has made it a priority to inform customers about car title loans by providing related information. 

There are too many inaccurate and/or out of date information sources on the internet. Some are designed to confuse search engines and simply make no sense to potential customers searching for accurate information.

A good source of unbiased information on steps to take before getting a car title loan can be found here: https://www.consumer.gov/articles/1013-car-title-loans#!what-to-do

We do our best to provide articles and pages that inform customers about car title loans; both the good and the bad.  

Too often lenders take advantage of borrowers with no other option and they end up trapped in a long term financial problem instead of solution.  This usually happens when the borrower does not understand the loan terms and how car title loans actually work.  

Make sure you understand the costs associated with car title loans before agreeing to one. These costs can get excessive, especially when trying to make the loan longer than necessary. Learn how to pay your car title loan off fast.