Online Title Loans – Benefits and Risks

Online Title Loans are available to most customers today in a few different formats. Traditional title loan companies are now offering what they call online title loans. A portion of the process is completed online, and a portion of the process is completed in person. There are also some lenders, including offshore lenders, offering online title loans where the entire … Read More

How do Car Title Loans Work?

Car title loans can be a lifeline for people who have equity in their vehicle but no other credit. Like other debt instruments, they need to be used only when absolutely necessary and with caution. A car title loan is a way of getting cash fast for unplanned expenses, emergencies, medical bills, and anything else. Car Title Loans are secured … Read More

Car Title Loan Tips and Mistakes

Car Title Loans are often a topic of controversy. For some people they are an important lifeline that helps solve short term financial difficulties. For others, they are a spiral of seemingly never ending interest and fees. If you are considering a title loan it is important to understand how they work, what they cost, and the consequences of default. … Read More

The Truth about Title Loan Alternatives.

There are quite a few articles online detailing the “alternatives to title loans” that provide no real alternative. If you are considering a title loan and looking for alternatives you have probably read a few of these and been disappointed with the information provided. We provide some real, actionable alternatives in this article with some useful information about title loans. … Read More

Waiting for a Tax Refund?

It is tax time again and hopefully you’re in the category of those expecting a refund versus the other category of having to cut a check to the IRS.  In either case, we may be able to help by providing a title loan. Expecting a Refund – If you are expecting a refund and need access to the funds now, … Read More

Six essential facts about Title Loans:

Before getting a title loan in Virginia, make sure you know the following: 1. The maximum interest rate is between 15%-22% a month (180% – 264% APR). – This is very high. You can negotiate a lower rate, and many lenders charge less than the maximum.  Take the time to call lenders in your area and ask what they charge.  … Read More

What do I do if I can’t repay my Title Loan?

Life is unpredictable and sometimes the unexpected can derail even the best plans. When you get a Title Loan, you borrow money from a lender using your vehicle as collateral. The lender usually puts their lien on the vehicle, and if you default on the loan they can and often will repossess the vehicle.  If you have a Title Loan and … Read More

Enjoy the 2017 Herndon Festival!

The Annual Herndon Festival this weekend. We hope everyone has a good time, be safe and have fun. FYI, we are closing at 2pm on Friday June 2nd, and will be closed Saturday and Sunday. Feel free to contact us through the website or by email. For more information on the festival, visit

How to get a Free Vehicle History Report

What is a Vehicle History Report? Whether you are shopping for a used car or planning on selling your car, access to a free vehicle history report is an important resource.  Knowing a vehicle’s history can be important and is essential if you expect to accurately value the vehicle.  If you are purchasing a vehicle, you will want to know … Read More

Tips for Getting a Title Loan in Virginia

Getting a Title Loan can be a difficult decision during a very difficult time.  If you are in the market for a Title Loan, here are some tips to avoid getting stuck with a loan that ends up causing more problems than its worth: Borrow only what you need.  A Title Loan in general is costly to pay back, and … Read More

How long should I keep my car?

This is a question people ask often, along with “How much more money should I spend on repairs?”   Every situation is unique, but there are some guidelines you can follow to help make sure you aren’t spending too much on an older vehicle or spending too much on an unnecessary car payment.  It is not unusual today to see vehicles … Read More

How to use a Truth in Lending Statement to shop for Title Loans.

A “Truth in Lending Statement” is a statement informing consumers of the actual cost of credit.  This is important because it allows you to compare the actual cost of different types of credit, different lenders, and different loan types.  Usually, on the first page of your loan agreement, you will notice a table with four cells on the first line. … Read More

What do I need to know before getting a title loan?

This is a great question that we get asked often; we will do our best to answer it in this post. The first thing you need to focus on, before you get a title loan, is: What is my role in this transaction?  Make sure you understand both your rights and responsibilities as a borrower.  Consider how, and if, you … Read More

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