Online Title Loans

Fast Title Lenders specializes in providing online title loans with an easy online application and fast online approval. We offer the Lowest Interest Rates with no fees.  Do you need an online title loan but do not want to pay back more than double what you borrowed?  Tired of paying triple digit interest rates?  Our rate is 8% per month with no hidden fees of any kind. Get cash for your car title quickly with our online title loans.

Online Title Loan Requirements:

The requirements for online only title loans are similar to the requirements for a title loan from a brick and mortar location. The key difference is the requirement for vehicle pictures to allow for an evaluation of the vehicle’s condition and confirmation of the vehicle mileage. To qualify for an online title loan make sure you have the following:

  1. Lien free title
  2. Valid Drivers License
  3. Proof of Insurance
  4. Proof of Income
  5. Vehicle pictures (or the ability to take them when needed)

Process for getting a Title Loan:

We recommend as the first step for any title loan, including an online title loan, to use our title loan calculator to find a loan amount, and term, with a monthly payment that fits your budget. Make sure you are able to afford the monthly payment. This is critical as missing payments can result in the loss of your vehicle. Next, fill out our easy online application to start the online title loan process. Additionally, for Online only Title Loans, be prepared to take pictures of the exterior and interior of the vehicle including the odometer. The loan will be funded once the vehicle condition is verified and the Title is received.

Online Title Loan Benefits:

There are several benefits to getting an online title loan, with the most obvious being you can complete the process without the need to leave your home. There are some trade-offs however. For online title loans you will need to be prepared and equipped to take accurate pictures of your vehicle. Also, you may need to wait a day for your funds to be deposited. With a regular title loan you can go get the cash in about 30 minutes. Fast Title Lenders provides additional benefits for our online title loans including:

  1. Ensuring we offer the lowest interest rates available,
  2. Providing the best possible customer service,
  3. Offering the most convenient payment options, and
  4. Providing a real time quote, payment estimate, and APR.

Providing these benefits to our customers have helped make us the best title loan company in the nation.


Online Application:

We specialize in providing a single type of loan and streamline the process to make the experience as fast and easy as possible.  To start the process simply fill out the online title loan application and get approved within minutes to begin the online title loan process.

Additionally, our business model includes lower overhead costs, and we pass that savings on to the customer. We do not require our customers to visit us for completely online title loans.  Our goal is to make it easy for customers to get a loan and make payments, not difficult.

Our Services include Online Title Loans for:

-Cars
-Trucks
-Classic Cars
-Luxury Cars

To qualify for a loan we require the vehicle to have enough value to lend against and the customer to have the ability to repay the loan.  Typically, the vehicles we are able to lend on are worth at least $5,000.00.  We have no pre-set minimum or maximum loan amount.  Borrow as much as you need based on the vehicle value and ability to repay the loan. We evaluate each loan individually and provide the terms that best meet our customers’ needs. We do this for both online title loans and regular title loans.

How much can I Borrow?:

The amount you are able to borrow with an online title loan is very similar to a brick and mortar loan. The maximum is 50% of the fair market value of the vehicle assuming you have the ability to repay the loan. For example, if the vehicle is worth $10,000 the maximum amount you could borrow would be $5,000.00 assuming you have income to support the monthly payment of $663.48. To check another loan amount and payment use our car title loan calculator.

Is there a Credit Check?

Fast Title Lenders does not check credit, however many online title lenders do. There is a good reason for this. There are some lenders advertising loans exceeding 50% of the fair market value of the vehicle, with some as high as 85%. Cars depreciate (decrease in value) over time This is a higher risk for the lender, as vehicles depreciate and a default is more likely to result in a loss for the lender. Make sure if you apply with another lender to find out if

How much is my Car Worth?

The vehicle value is an important aspect in a title loan transaction. So make sure you have a good idea of your vehicle’s value before applying for a loan. There are several ways to estimate the value of your vehicle. All start with an honest assessment of the vehicle’s condition (interior, exterior, and mechanical). Mileage also plays a big role in the calculation. Once you have an honest assessment of the condition and the mileage, use one of the online vehicle valuation tools like KBB and NADA. To get a rough idea you can also take a look at your most recent personal property tax bill if you live in a city/state that collects personal property tax. When you look at the bill, it will show the approximate value of the vehicle used to generate the tax amount. This does not take condition into account, so it is not as accurate as using one of the online tools.